Health insurance company reviews
Every health insurer we cover, ranked by the figure that actually separates them: complaints per 10,000 policies. Each review reads the insurer’s IRDAI numbers alongside the plans we have read of its policy wording, and how its claims run in practice.
IRDAI published data, weighted over three financial years. Last checked 2026-07-26. Compare all 31 on one page
Bajaj General96.6% settled · 4.2 complaints/10k
IndusInd General87.3% settled · 4.4 complaints/10k
Universal Sompo90.3% settled · 5.1 complaints/10k
New India Assurance95% settled · 5.9 complaints/10k
HDFC ERGO97.8% settled · 8.3 complaints/10k
Narayana Health Insurance98.5% settled · 9 complaints/10k
SBI General96.8% settled · 11.2 complaints/10k
Tata AIG89.5% settled · 11.6 complaints/10k
Future Generali India93.7% settled · 12.1 complaints/10k
Liberty General90% settled · 15 complaints/10k
ICICI Lombard87.6% settled · 16.6 complaints/10k
Acko95.4% settled · 16.8 complaints/10k
United India Insurance95% settled · 17.6 complaints/10k
Aditya Birla Health Insurance96.5% settled · 18.2 complaints/10k
Magma General89.9% settled · 19.5 complaints/10k
Go Digit99% settled · 19.9 complaints/10k
Zuno General93.2% settled · 23.2 complaints/10k
Royal Sundaram General89% settled · 24.3 complaints/10k
Galaxy Health Insurance90% settled · 25.9 complaints/10k_Limited.png&w=96&q=75)
Zurich Kotak General93.4% settled · 28.2 complaints/10k
Shriram General94.2% settled · 29.5 complaints/10k
Cholamandalam MS84.5% settled · 32.8 complaints/10k
Niva Bupa93.3% settled · 35.4 complaints/10k
ManipalCigna93.7% settled · 35.5 complaints/10k
National Insurance93.9% settled · 41.3 complaints/10k
Care Health Insurance96% settled · 42.9 complaints/10k
IFFCO Tokio85.8% settled · 46.8 complaints/10k
Star Health89.3% settled · 53.9 complaints/10k
Raheja QBE General89.5% settled · 70.1 complaints/10k
Navi General84.6% settled · 173.6 complaints/10k
The Oriental Insurance93.1% settled
Not sure which insurer fits?
The ratio rarely decides it; the wording does. Tell us who you are covering and we read the policy before recommending it.
Talk to an advisor →NYVO is an IRDAI-registered corporate agent (composite), licence CA1085. Figures are from IRDAI published disclosures, reproduced without adjustment, and describe the insurer rather than any individual policy.
