Who Writes NYVO's Insurance Guides

Harsh Soni

Founder & Principal Officer

151 published guides

Harsh has spent over 16 years in Indian financial services, across investment banking and fintech. He led equity capital markets transactions worth billions of dollars at Bank of America Merrill Lynch, Kotak Investment Banking, and SBI Capital Markets – advising on over 100 IPOs, fundraises, and M&A transactions including DMart, Embassy REIT, LIC, Star Health, and SBI Life. He later served as Chief Financial Officer at slice (a fintech unicorn), with P&L responsibility across 160+ branches. Harsh founded NYVO with a single conviction: Indian families deserve insurance advice from someone who treats their money the way they would treat their own.

Kshitij Jain

Co-founder

41 published guides

Kshitij brings the rigour of strategy consulting to the way Indian families should think about insurance. B.Tech in Chemical Engineering from IIT Delhi. MBA from IIM Ahmedabad as Institute Scholar (top 5%). Cleared all three levels of the CFA examination. He worked at Boston Consulting Group (BCG) and Essex Lake Group, then on the strategy team at slice, where he developed one of India's earliest need-based insurance mapping systems. At NYVO, he leads the analytical framework behind plan recommendations and the methodology that makes claim reliability measurable rather than marketed.

Shadab Sayeed

Head of Insurance Business

3 published guides

Shadab leads the insurance advisory practice at NYVO. With 15+ years of hands-on experience across health and term insurance, he has worked on every part of the policyholder journey – plan selection, underwriting nuances, and the actual mechanics of claim filing. At NYVO, he sets the standard for how each family is advised: claims-first, no commission bias, and explained in plain English.