Conflict-free advice · Zero commission bias

Get Expert Insurance Advice – No Spam, No Pressure

Save 10%+ with an exclusive digital discount – buy with NYVO at the best price, with expert guidance from salaried, IRDAI-certified advisors.

Book your free call
30 min · with an IRDAI-certified advisor
₹0
Free

Would rather not pick a slot?

Chat with us on WhatsApp
100% freeNo spamNo obligation
No sales pressure – just honest advice
Compare top plans from 30+ insurers
Get personalized recommendations
Lifetime claims support included
3 steps: Book a slot → Get expert advice → Choose your plan
2000+
Families
5/5
Rating
24/7
Support
₹0
Advisory fee

Our Partners

HDFC ERGO
Care Health
Niva Bupa
Aditya Birla
Axis Max Life
Tata AIA
HDFC Life
What you get on the call

A cover number that fits

Right sum insured for your family, ages and city.

2–3 hand-picked plans

Shortlisted with clear reasons – no jargon.

Every doubt answered

Waiting periods, claims, fine print – all of it.

Lifetime claim support

We stay with you long after you buy.

The people you will talk to

Meet our star advisors

IRDAI-certified professionals dedicated to finding the right coverage for your family.

Kshitij Jain

Kshitij Jain

IIT Delhi & IIM Ahmedabad
Deep understanding of insurance
IRDAI Certified Advisor
Shadab Sayeed

Shadab Sayeed

15+ years in the insurance sector
Helped 10,000+ customers
IRDAI Certified Advisor

Want a 1:1 with a co-founder? Book directly with Kshitij Jain →

Why families choose NYVO

Advice you can actually trust – because we are not paid to push

Zero commission bias

Our advisors are salaried, so they recommend what is right for you – never what pays them the most.

No spam, ever

We never sell your number. You hear from us only when it genuinely helps you – nothing more.

With you for life

From choosing a plan to a claim at 2 a.m. – our team stays with you for the life of the policy.

Simple & quick

Your free call, in 3 easy steps

01

Pick a time

Choose a free 30-min slot – takes 30 seconds.

02

Talk to an advisor

Share your needs; we compare 30+ insurers.

03

Decide with clarity

Honest advice, zero pressure. Your call.

Testimonials

Results that speak for themselves

Join 2,000+ families who trust NYVO.

24/7
Claims Support
30+
Insurers Compared
3000+
Policies Reviewed

Despite having insurance, our claim got stuck for a frivolous reason. NYVO stepped in and hand-held me through the entire claims process, guiding me at every step and ensuring everything was sorted out.

Pranidhi Rawat
Sr. Brand Manager, Unicorn Startup

I was relying entirely on corporate cover and never knew if I had the right amount, or if my policy was even the best fit. NYVO cut through all the confusion – they guided me on exactly how much coverage I needed and matched me with the right policy.

Gautam Dhaliwal
Ex-Investment Banker & CXO

My parents' health insurance was a maze I could not navigate alone. NYVO made it simple – they understood their age and history and found the perfect plan. I finally feel at peace.

Kritika Gattani
Founder, Opaque Studio

I always found buying insurance overwhelming, but NYVO made it effortless. They guided me to the best health and term insurance for me and my family.

Sanchita Gupta
Consultant

NYVO patiently spent 30+ minutes clearing every doubt – clear, honest and genuinely helpful, with zero rush. I finally understood exactly what I was buying.

Nitish Goel
Consultant

Honest, unbiased advice that I could not find anywhere else. No pushy sales, no spam – just the right recommendation for my family's needs.

Tarun Daga
Business Owner

Bought term insurance from NYVO and the journey was quite smooth, with the advisor guiding on top plans, detailed forms and medical checks. Felt like genuine advice.

Anamika Kushwah
Product Manager, Swiggy

If I had to trust someone for not just insurance, but for anything and everything related to finance, it would be this team. Hands down, the nicest folks who know the ins and outs of everything personal finance.

Vaibhav Soni
Founder's Office, Quizizz

Excellent service and very professional team. Clear guidance, quick turnaround and hassle-free support throughout the policy process. Highly reliable – would definitely recommend!

Abhishek Damani
Head of Tax, slice

I had the opportunity to speak directly with one of the co-founders, Harsh Soni, who was highly knowledgeable and professional. He patiently addressed all my insurance-related queries with clear explanations. An excellent and reassuring experience.

Anmol Raghu
Senior IT Professional
Before you book

Questions people ask

Is the call really free?
Yes – completely free, with zero advisory fee. Our advisors are salaried, so there is no cost and no obligation to buy anything.
Will I get spam calls after this?
No. We never sell or share your number. You will only hear from us about your call and, if you want, your policy.
Am I obligated to buy a policy?
Not at all. Many people book just to understand what they need. You decide in your own time – or not at all.
Who will I actually speak to?
An IRDAI-certified, salaried NYVO advisor with 15+ years of experience – not a commission-driven salesperson or a bot.
What should I keep ready for the call?
Nothing formal. It helps to know the ages of everyone you want covered, your city, any existing cover (including from your employer), and any diagnosed conditions. If you do not have those to hand, we will work it out on the call.
Do you charge anything if I buy through you?
No. You pay the insurer's premium and nothing more – the same premium you would pay going direct. NYVO is paid by the insurer as a registered corporate agent, and our advisors are salaried, so what they recommend does not change what they earn.
Can you help with a claim later, even years from now?
Yes, and this is the part we are known for. Claims support is for the life of the policy: we help with pre-authorisation, chase the insurer, and escalate to the grievance cell or the Ombudsman if a claim is wrongly rejected.
I already have a policy. Is the call still useful?
Often more useful. We will read your existing wording and tell you plainly whether it has room-rent caps, sub-limits or a co-pay that would bite at claim time – and whether porting or topping up beats replacing it.
How long does the whole process take?
The call is 30 minutes. If you decide to go ahead, most health and term policies are issued within a few days, depending on whether medical tests are needed.

Ready to simplify your insurance?

Book a free 30-minute call with a salaried NYVO advisor. No pressure, no spam – just honest advice.

NYVO is an IRDAI Registered Corporate Agent (Composite), licence number CA1085. Booking a call places you under no obligation to purchase.

Press & Media

NYVO in the News

Leading publications across India are talking about how NYVO is changing insurance for families

Inc42 30 Startups to Watch 2026ANI NewsBusiness StandardDailyHuntNews18World News Network

Ready to Simplify Your Insurance?

Book a free 30-minute call with a salaried NYVO advisor. No pressure, no spam – just honest advice.

WhatsApp us