Buy the right insurance with nyvo

Our role isn't just to sell you a policy. It's to get your claim paid at time of need.

First in India

Claim Support Guarantee, otherwise your money back.

Buy through nyvo and we get your claim passed, otherwise refund your premium. We are putting our money on our claim service.

nyvo · claim support guarantee · first in india ·
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30 min · with an IRDAI-certified advisor
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3000+
Families served
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30 min
Free call
₹0
Advisory fee

Our partners

HDFC ERGO
Care Health
Niva Bupa
Aditya Birla
Axis Max Life
Tata AIA
HDFC Life
How it works

With you from choosing the policy to making the claim.

01

Choose the right policy

Our salaried advisors compare plans across 30+ insurers and recommend what fits your family.

02

Buy through nyvo

Purchase your selected policy through us at the same premium as buying direct, with no advisory charges.

03

Smooth claim process with nyvo

We help with documents, insurer coordination, follow-ups and escalation until your claim is resolved.

The promise

We don't disappear after your policy is issued.

01

We recommend policies we're willing to stand behind.

Not just on features and price, but on coverage we would put our own families on.

02

We work the claim with you.

Documents, insurer queries, follow-ups, escalation. Our team stays on it until it is resolved.

03

Our support comes with a financial guarantee.

If an eligible claim on a policy bought through nyvo is not approved, the Claim Support Guarantee applies.

The people you will talk to

Meet our advisors

IRDAI-certified professionals dedicated to finding the right coverage for your family.

Kshitij Jain

Kshitij Jain

Co-founder
IIT Delhi & IIM Ahmedabad
IRDAI-certified advisor
Shadab Sayeed

Shadab Sayeed

15+ years in the insurance sector
IRDAI-certified advisor
Testimonials

Results that speak for themselves

Join 3,000+ families who trust nyvo.

“Despite having insurance, our claim got stuck for a frivolous reason. nyvo stepped in and hand-held me through the entire claims process, guiding me at every step and ensuring everything was sorted out.”

Pranidhi Rawat
Pranidhi Rawat
Sr. Brand Manager, Unicorn Startup

“I was relying entirely on corporate cover and never knew if I had the right amount, or if my policy was even the best fit. nyvo cut through all the confusion – they guided me on exactly how much coverage I needed and matched me with the right policy.”

Gautam Dhaliwal
Gautam Dhaliwal
Ex-Investment Banker & CXO

“My parents' health insurance was a maze I could not navigate alone. nyvo made it simple – they understood their age and history and found the perfect plan. I finally feel at peace.”

Kritika Gattani
Kritika Gattani
Founder, Opaque Studio

“I always found buying insurance overwhelming, but nyvo made it effortless. They guided me to the best health and term insurance for me and my family.”

Sanchita Gupta
Sanchita Gupta
Consultant

“nyvo patiently spent 30+ minutes clearing every doubt – clear, honest and genuinely helpful, with zero rush. I finally understood exactly what I was buying.”

Nitish Goel
Nitish Goel
Consultant

“Honest, unbiased advice that I could not find anywhere else. No pushy sales, no spam – just the right recommendation for my family's needs.”

Tarun Daga
Tarun Daga
Chartered Accountant
Before you book

Questions people ask

Is the call really free?
Yes. It is completely free, with zero advisory fee. Our advisors are salaried, so there is no cost and no obligation to buy anything.
Will I get spam calls after this?
No. We never sell your number. You will only hear from us about your call and, if you want, your policy.
Am I obligated to buy a policy?
Not at all. Many people book just to understand what they need. You decide in your own time, or not at all.
Who will I actually speak to?
A salaried, IRDAI-certified nyvo advisor, not a commission-driven salesperson or a bot.
What should I keep ready for the call?
Nothing formal. It helps to know the ages of everyone you want covered, your city, any existing cover (including from your employer), and any diagnosed conditions. If you do not have those to hand, we will work it out on the call.
Do you charge anything if I buy through you?
No. You pay the insurer's premium and nothing more: the same premium you would pay going direct. nyvo is paid by the insurer as a registered corporate agent, and our advisors are salaried, so what they recommend does not change what they earn.
Can you help with a claim later, even years from now?
Yes, and this is the part we are known for. Claims support is for the life of the policy: we help with pre-authorisation, chase the insurer, and escalate to the grievance cell or the Ombudsman if a claim is wrongly rejected.
What are the conditions of the Claim Support Guarantee?
The Claim Support Guarantee applies to policies bought through nyvo, on claims valid under your policy terms, with your details disclosed correctly at the time of purchase. We hand you the full terms in writing before you buy, so there is nothing to discover later. nyvo is an IRDAI-registered corporate agent (CA1085).
I already have a policy. Is the call still useful?
Often more useful. We will read your existing wording and tell you plainly whether it has room-rent caps, sub-limits or a co-pay that would bite at claim time, and whether porting or topping up beats replacing it.
How long does the whole process take?
The call is 30 minutes. If you decide to go ahead, most health and term policies are issued within a few days, depending on whether medical tests are needed.

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nyvo is an IRDAI-registered corporate agent (composite), licence number CA1085. Booking a call places you under no obligation to purchase.