Term insurance company reviews
Every life insurer we cover, ranked by complaints per 10,000 policies. A term policy is only as good as the death claim it pays, so each review reads the insurer’s IRDAI numbers alongside what a nominee actually has to do to file, and the plans we have read of its wording.
IRDAI published data, weighted over three financial years. Last checked 2026-07-26. Compare all 21 on one page
HDFC Life99.6% settled · 1.33 complaints/10k
Aditya Birla Sun Life98.5% settled · 2.33 complaints/10k
Indusind Nippon Life98.9% settled · 2.9 complaints/10k
Bajaj Life99.2% settled · 3.95 complaints/10k
LIC98.3% settled · 4.57 complaints/10k
SBI Life99% settled · 5.59 complaints/10k
Kotak Mahindra Life98.6% settled · 6.79 complaints/10k
Axis Max Life99.3% settled · 7 complaints/10k
ICICI Prudential98.5% settled · 11 complaints/10k
Shriram Life98.2% settled · 13.43 complaints/10k
Canara HSBC Life99.3% settled · 17.67 complaints/10k
Star Union Dai-ichi Life98.2% settled · 17.67 complaints/10k
Bandhan Life99.6% settled · 39.67 complaints/10k
PNB MetLife99.4% settled · 44.33 complaints/10k
Pramerica Life99.2% settled · 51.67 complaints/10k
Aviva Life99% settled · 93.67 complaints/10k
Ageas Federal Life97.8% settled · 109.33 complaints/10k
Edelweiss Life99.3% settled · 167.33 complaints/10k
Generali Central Life96.9% settled · 180.66 complaints/10k
IndiaFirst Life98.8% settled
Tata AIA99.5% settled
Acko LifeToo new for a published ratio
CreditAccess LifeToo new for a published ratio
Go Digit LifeToo new for a published ratio
Choosing a term insurer?
The claim is filed by your family, years from now, when you cannot help them. We help you buy from an insurer that pays, and we stand by the nominee when the claim comes.
Talk to an advisor →NYVO is an IRDAI-registered corporate agent (composite), licence CA1085. Figures are from IRDAI published disclosures, reproduced without adjustment, and describe the insurer rather than any individual policy.
