Know Your Policy

What does your policy actually cover?

Plain-English breakdowns of 47 health plans and 5 term plans, read out of the insurer's own policy wording and prospectus. Waiting periods, room rent, co-pay, exclusions and where each plan falls short.

Policy Optimizer

Find your plan in two clicks

Pick your insurer, then your policy. You get the same breakdown our advisors read before a call.

Can’t find your policy? Send us the schedule on WhatsApp and an advisor will read it for you.

Every plan we have broken down

Each page is sourced from the insurer's policy wording, prospectus and Customer Information Sheet – not from marketing copy. Claim-settlement and complaint ratios come from the published IRDAI annual figures.

Your plan is not on this list?

There are several hundred health and term products on sale in India and we have read 52 of them so far. Send us your policy schedule and an advisor will tell you what it actually covers, what it does not, and whether it is worth keeping. No charge, and no obligation to switch.

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Know Your Policy: 52 Health & Term Plans Explained | NYVO