Tools & Calculators

Medical Inflation Calculator

Medical inflation in India is rising at 14% every year. That ₹5 Lakh cover you have today will be worth less than you think in a decade. Find out how much.

Your Inputs

₹5,00,000
₹1L₹50L
10 Years
1 Year30 Years
14% / year
Historical low (5%)Industry avg (14%)

India's medical inflation rate averaged exactly 14% over the last 5 years as per Niti Aayog. General inflation (CPI) is not healthcare inflation.

Projected Future Cost

₹18,53,611

+271% increase

In 10 years, the exact same medical procedure that costs ₹5,00,000 today will cost ₹18,53,611.

Is your policy future-proof?

Most families buy ₹5L or ₹10L covers that get wiped out in 5 years due to medical inflation. Don't risk bankruptcy. Talk to an expert to structure a super top-up perfectly.

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