Harsh Soni
Founder
16+ years structuring billion-dollar M&As and IPOs at Bank of America, Kotak, and SBI Capital Markets. Former CFO at slice. Father of two who knows the family-finance maze first-hand.
Simplifying Insurance
for Indian Families
Get clear, unbiased advice on health and term insurance for your family.
3000+ families served
First in India
Claim Support Guarantee, otherwise your money back.
Buy through nyvo and we get your claim passed, otherwise refund your premium. We are putting our money on our claim service.
Advice without the sales pressure
Salaried advisors recommend what fits your family, not what pays them more.
Know exactly what you're buying
We explain your options, the fine print and the trade-offs before you decide.
Claims support when you need it most
We stay involved through your claim, from paperwork to resolution.
Talk to a real advisor
15+ years · IRDAI certified
Insurance That Matters
We focus on the two that protect your family
No investment products. No complex schemes. Just health and term insurance, done right.
Health Insurance
Protect your family from medical expenses with comprehensive health coverage
nyvo provides
- Personalized Plans
- Complete Claim Support - From Filing to Settlement
Term Insurance
Secure your family's financial future with affordable term life coverage
nyvo provides
- Coverage Recommended based on your need
- Unbiased Comparison across multiple Insurers
What the call is for
Start with what you are unsure about
You do not need to arrive with a shortlist. Tell us what has changed, what cover you have, and what you are worried about.
How the call works
A simple 30-minute conversation with a nyvo advisor
- 01
Tell us what you need
Share your family details, existing cover and what you want help with.
- 02
Get advice from an expert
Your advisor reviews your situation and explains what cover makes sense for you.
- 03
Get a clear next step
Leave with a clear recommendation and know exactly what to do next.
Free 30-minute call · ₹0 advisory fee · No pressure, no spam
A first in India
Your policy comes with Claim Support Guarantee.
When you buy your policy through nyvo, we stay with you for the life of the policy. From cashless and pre-authorisation to escalations, we help you through the claim process.
- Cashless & pre-authorisation
- We chase the insurer
- We escalate wrongly rejected claims
24/7 claims support · ₹2,40,000 recently settled
The guarantee covers nyvo's claim support. It does not guarantee claim approval or payment by the insurer.
Testimonials
Results that speak
for themselves
Join 3000+ families who trust nyvo
"I recently went through a health scare in my family, and despite having insurance, our claim got stuck due to a frivolous reason. It was an incredibly stressful time for us. nyvo truly stepped in and hand-held me through the entire claims process, guiding me at every step and ensuring everything was sorted out."
Pranidhi Rawat
Senior Brand Manager, Unicorn Startup
"My parents' health insurance was a maze I couldn't navigate alone. nyvo made it simple - they understood my parents' age, medical history and found the perfect plan. I feel genuinely at peace knowing my parents are covered."
Kritika Gattani
Founder, Opaque Studio
"With a young family, getting health insurance right felt overwhelming. nyvo sat down with us, asked the right questions, and recommended a plan that covers everything. They didn't just sell us a policy; they gave us confidence."
Himanshu Mehta
Associate Director, JioStar
"I recently went through a health scare in my family, and despite having insurance, our claim got stuck due to a frivolous reason. It was an incredibly stressful time for us. nyvo truly stepped in and hand-held me through the entire claims process, guiding me at every step and ensuring everything was sorted out."
Pranidhi Rawat
Senior Brand Manager, Unicorn Startup
"My parents' health insurance was a maze I couldn't navigate alone. nyvo made it simple - they understood my parents' age, medical history and found the perfect plan. I feel genuinely at peace knowing my parents are covered."
Kritika Gattani
Founder, Opaque Studio
"With a young family, getting health insurance right felt overwhelming. nyvo sat down with us, asked the right questions, and recommended a plan that covers everything. They didn't just sell us a policy; they gave us confidence."
Himanshu Mehta
Associate Director, JioStar
"I was relying entirely on corporate insurance for myself and my parents, assuming it would be enough. nyvo helped me understand the real importance of having personal health insurance. They patiently spent over 30 minutes with me, addressing every single query and clearing all my doubts without any rush. Their guidance was clear, honest, and extremely helpful."
Nitish Goel
Consultant
"As an NRI, I always thought my overseas insurance was enough - until I realised how essential it is to have a good health policy in India for emergencies during visits or long stays. nyvo guided me through every step, helping me choose the right plan that offers strong coverage, cashless hospitals, and easy claim support back home. Their clarity and unbiased advice made the whole process effortless. Now I feel secure knowing I’m protected both abroad and in India."
Saurav Kumar
UAE Based Banker
"Every year at renewal, I was bombarded with calls offering discounts to port my health insurance. I never knew whether I had the right amount of cover or if my policy was even the best fit for me. nyvo helped me cut through all the confusion. They guided me on exactly how much coverage I needed and matched me with the right policy for my needs"
Gautam Dhaliwal
Ex-Investment Banker and CXO
"I was relying entirely on corporate insurance for myself and my parents, assuming it would be enough. nyvo helped me understand the real importance of having personal health insurance. They patiently spent over 30 minutes with me, addressing every single query and clearing all my doubts without any rush. Their guidance was clear, honest, and extremely helpful."
Nitish Goel
Consultant
"As an NRI, I always thought my overseas insurance was enough - until I realised how essential it is to have a good health policy in India for emergencies during visits or long stays. nyvo guided me through every step, helping me choose the right plan that offers strong coverage, cashless hospitals, and easy claim support back home. Their clarity and unbiased advice made the whole process effortless. Now I feel secure knowing I’m protected both abroad and in India."
Saurav Kumar
UAE Based Banker
"Every year at renewal, I was bombarded with calls offering discounts to port my health insurance. I never knew whether I had the right amount of cover or if my policy was even the best fit for me. nyvo helped me cut through all the confusion. They guided me on exactly how much coverage I needed and matched me with the right policy for my needs"
Gautam Dhaliwal
Ex-Investment Banker and CXO
"I recently became a mom and was completely overwhelmed with all the life insurance advice coming my way. nyvo patiently broke everything down to the basics and clearly explained the difference between term insurance, ULIPs, and other products. They helped me understand what truly made sense for my family's protection and future."
Sanchita Gupta
Consultant
"I always found buying insurance overwhelming, but nyvo made it effortless. They guided me to the best Health and Term insurance for me and my family."
Tarun Daga
Chartered Accountant
"I recently became a mom and was completely overwhelmed with all the life insurance advice coming my way. nyvo patiently broke everything down to the basics and clearly explained the difference between term insurance, ULIPs, and other products. They helped me understand what truly made sense for my family's protection and future."
Sanchita Gupta
Consultant
"I always found buying insurance overwhelming, but nyvo made it effortless. They guided me to the best Health and Term insurance for me and my family."
Tarun Daga
Chartered Accountant
How we are paid
₹0 advisory fee. Here's how we make money.
nyvo is paid by the insurer as a registered corporate agent. Our advisors are salaried, so what they recommend does not change what they earn.
Salaried advisors. No commission-linked recommendations.
Why this keeps our advice unbiased.
Salaried advisors
Our advisors are on a fixed salary, not commissions. Their focus is your family, not their earnings.
No commission-linked recommendations
They don't get paid more for certain products, so you get advice, not a sales pitch.
Transparent and accountable
Our model is built to put your goals first, always.
Built by Finance Experts
Kshitij Jain
Founder
IIT-Delhi and IIM-Ahmedabad alum. Years as a consultant at BCG, then strategy at slice. Built nyvo after watching his parents lose their corporate health cover and getting lost in insurance jargon.
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