Claim Support
✓Cashless claim help
✓Ombudsman escalation
✓₹2,40,000 recently settled
IRDAI Certified Corporate Agent
Simplifying Insurance
for Indian Families
Get unbiased advice on Health and Term Insurance. No salespeople, no spam - just honest guidance for your family's protection.
2000+ Families Served
Built by IIT D/IIM A alum & Finance Veterans
Family-First, Not Commission-First
100% Transparency - No Surprises
Transparent Advice
A
Plan ABest fit
₹12,400/yrB
Plan B
₹15,900/yrEnd-to-End Assistance
We stay hands-on from understanding your family's needs to getting your policy issued, and every step in between.
✓Understanding your family's needs
✓Help through the process
✓Policy issued
Talk to a real advisor
15+ years of insurance experience · IRDAI certified.
★★★★★2000+ families
30+
Insurers compared
₹0
Advisory fee
24/7
Claims support
3000+
Policies reviewed
Insurance That Matters
We focus on the two that protect your family
No investment products. No complex schemes. Just health and term insurance, done right.
Health Insurance
Protect your family from medical expenses with comprehensive health coverage
NYVO Provides
- Personalized Plans
- Complete Claim Support - From Filing to Settlement
Term Insurance
Secure your family's financial future with affordable term life coverage
NYVO Provides
- Coverage Recommended based on your need
- Unbiased Comparison across multiple Insurers
The Difference
NYVO vs. everyone else
Who advises you
NYVOSalaried advisor, not commission-linked
Typically elsewhereCommission-linked recommendations
Recommendations
NYVO2–3 hand-picked plans, with reasons
Typically elsewhereProduct mix often commission-led
Application help
NYVOAdvisor fills it with you, flags pitfalls
Typically elsewhereUsually self-service
Claims
NYVO24/7 help, cashless to Ombudsman
Typically elsewhereNo dedicated claims desk
Spam
NYVOZero – we never sell your number
Typically elsewhereContact details often shared
Cost to you
NYVO₹0 advisory fee
Typically elsewhereBuilt into your premium
NYVO
Typically elsewhere
Who advises you
Salaried advisor, not commission-linked
Commission-linked recommendations
Recommendations
2–3 hand-picked plans, with reasons
Product mix often commission-led
Application help
Advisor fills it with you, flags pitfalls
Usually self-service
Claims
24/7 help, cashless to Ombudsman
No dedicated claims desk
Spam
Zero – we never sell your number
Contact details often shared
Cost to you
₹0 advisory fee
Built into your premium
Testimonials
Results that speak
for themselves
Join 2000+ families who trust NYVO
"I recently went through a health scare in my family, and despite having insurance, our claim got stuck due to a frivolous reason. It was an incredibly stressful time for us. NYVO truly stepped in and hand-held me through the entire claims process, guiding me at every step and ensuring everything was sorted out."
Pranidhi Rawat
Senior Brand Manager, Unicorn Startup
"My parents' health insurance was a maze I couldn't navigate alone. NYVO made it simple - they understood my parents' age, medical history and found the perfect plan. I feel genuinely at peace knowing my parents are covered."
Kritika Gattani
Founder, Opaque Studio
"With a young family, getting health insurance right felt overwhelming. NYVO sat down with us, asked the right questions, and recommended a plan that covers everything. They didn't just sell us a policy; they gave us confidence."
Himanshu Mehta
Associate Director, JioStar
"I recently went through a health scare in my family, and despite having insurance, our claim got stuck due to a frivolous reason. It was an incredibly stressful time for us. NYVO truly stepped in and hand-held me through the entire claims process, guiding me at every step and ensuring everything was sorted out."
Pranidhi Rawat
Senior Brand Manager, Unicorn Startup
"My parents' health insurance was a maze I couldn't navigate alone. NYVO made it simple - they understood my parents' age, medical history and found the perfect plan. I feel genuinely at peace knowing my parents are covered."
Kritika Gattani
Founder, Opaque Studio
"With a young family, getting health insurance right felt overwhelming. NYVO sat down with us, asked the right questions, and recommended a plan that covers everything. They didn't just sell us a policy; they gave us confidence."
Himanshu Mehta
Associate Director, JioStar
"I was relying entirely on corporate insurance for myself and my parents, assuming it would be enough. NYVO helped me understand the real importance of having personal health insurance. They patiently spent over 30 minutes with me, addressing every single query and clearing all my doubts without any rush. Their guidance was clear, honest, and extremely helpful."
Nitish Goel
Consultant
"As an NRI, I always thought my overseas insurance was enough - until I realised how essential it is to have a good health policy in India for emergencies during visits or long stays. NYVO guided me through every step, helping me choose the right plan that offers strong coverage, cashless hospitals, and easy claim support back home. Their clarity and unbiased advice made the whole process effortless. Now I feel secure knowing I’m protected both abroad and in India."
Saurav Kumar
UAE Based Banker
"Every year at renewal, I was bombarded with calls offering discounts to port my health insurance. I never knew whether I had the right amount of cover or if my policy was even the best fit for me. NYVO helped me cut through all the confusion. They guided me on exactly how much coverage I needed and matched me with the right policy for my needs"
Gautam Dhaliwal
Ex-Investment Banker and CXO
"I was relying entirely on corporate insurance for myself and my parents, assuming it would be enough. NYVO helped me understand the real importance of having personal health insurance. They patiently spent over 30 minutes with me, addressing every single query and clearing all my doubts without any rush. Their guidance was clear, honest, and extremely helpful."
Nitish Goel
Consultant
"As an NRI, I always thought my overseas insurance was enough - until I realised how essential it is to have a good health policy in India for emergencies during visits or long stays. NYVO guided me through every step, helping me choose the right plan that offers strong coverage, cashless hospitals, and easy claim support back home. Their clarity and unbiased advice made the whole process effortless. Now I feel secure knowing I’m protected both abroad and in India."
Saurav Kumar
UAE Based Banker
"Every year at renewal, I was bombarded with calls offering discounts to port my health insurance. I never knew whether I had the right amount of cover or if my policy was even the best fit for me. NYVO helped me cut through all the confusion. They guided me on exactly how much coverage I needed and matched me with the right policy for my needs"
Gautam Dhaliwal
Ex-Investment Banker and CXO
"I recently became a mom and was completely overwhelmed with all the life insurance advice coming my way. NYVO patiently broke everything down to the basics and clearly explained the difference between term insurance, ULIPs, and other products. They helped me understand what truly made sense for my family's protection and future."
Sanchita Gupta
Consultant
"I always found buying insurance overwhelming, but NYVO made it effortless. They guided me to the best Health and Term insurance for me and my family."
Tarun Daga
Chartered Accountant
"I recently became a mom and was completely overwhelmed with all the life insurance advice coming my way. NYVO patiently broke everything down to the basics and clearly explained the difference between term insurance, ULIPs, and other products. They helped me understand what truly made sense for my family's protection and future."
Sanchita Gupta
Consultant
"I always found buying insurance overwhelming, but NYVO made it effortless. They guided me to the best Health and Term insurance for me and my family."
Tarun Daga
Chartered Accountant
"Insurance is the only product both buyer and seller hope is never used - but when it is, having the right one is everything."
~ Inspired by the thinking of Warren Buffett
Insurance Is Broken
You've felt it.
We're fixing it.
Confusing jargon
Pushy salespeople
Wrong products sold
Claims nightmares
What NYVO Provides
NYVO Makes Insurance Simple
Clear explanations
Every term in plain language you actually understand.
Unbiased advice
Salaried advisors – no commission pressure, ever.
Right products only
Only health and term – the protection you truly need.
Lifetime support
24/7 claims help for as long as you hold the policy. ₹2,40,000 recently settled.
No spam forever
We never sell your number. We reach out only when it helps.
“If we wouldn't choose it for our own parents or children, we won't recommend it to you.”
– The NYVO promise
The NYVO Experience
We stay hands-on, from first call to claim settled
01
Get expert guidance
Talk to IRDAI-certified, salaried advisors instead of pushy salesmen – with a guaranteed no-spam policy.
30-min consultationZero costZero spam
02
End-to-end assistance
Complete handholding – from understanding your needs, to comparing plans, to getting your policy issued.
Compare plansFill applicationPolicy issued
03
Lifetime claim support
From a cashless denial at 2 a.m. to escalating to the Ombudsman – our team is at your disposal 24/7.
Cashless helpReimbursementOmbudsman
Built by Finance Experts
Harsh Soni
Founder & CEO
16+ years in fintech, banking & investment banking.
With 16+ years structuring billion-dollar M&As/IPOs at Bank of America, Kotak, and SBI Capital Markets, then serving as CFO at slice, I thought I had finance figured out. Then Nysha came along. Suddenly, investing ₹50,000 a month for her education felt harder than any deal I'd worked on. The internet had endless 'gyan'- but zero clarity on what to actually DO. Now with naughty 2-year-old Neel keeping us on our toes, I'm even more convinced: families don't need more opinions. They need a system. NYVO is that system - making money stress-free, not overwhelming.
Harsh Soni
Founder & CEO
16+ years in fintech, banking & investment banking.
Experience from
Press & Media
NYVO in the News
Leading publications across India are talking about how NYVO is changing insurance for families
