Know Your Policy

What does your policy actually cover?

Plain-English breakdowns of 47 health plans and 5 term plans, read out of the insurer's own policy wording and prospectus. Waiting periods, room rent, co-pay, exclusions and where each plan falls short.

Policy Optimizer

Find your plan in two clicks

Pick your insurer, then your policy. You get the same breakdown our advisors read before a call.

Can’t find your policy? Send us the schedule on WhatsApp and an advisor will read it for you.

Every plan we have broken down

Each page is sourced from the insurer's policy wording, prospectus and Customer Information Sheet – not from marketing copy. Claim-settlement and complaint ratios come from the published IRDAI annual figures.

Acko1 plan

Aditya Birla Health4 plans

Bajaj General2 plans

Care Health6 plans

Digit1 plan

HDFC ERGO3 plans

ICICI Lombard3 plans

IndusInd General1 plan

Magma1 plan

Manipal Cigna3 plans

National2 plans

New India2 plans

Niva Bupa4 plans

Oriental1 plan

SBI General1 plan

Star Health7 plans

Tata AIG2 plans

United India3 plans

Your plan is not on this list?

There are several hundred health and term products on sale in India and we have read 52 of them so far. Send us your policy schedule and an advisor will tell you what it actually covers, what it does not, and whether it is worth keeping. No charge, and no obligation to switch.

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Know Your Policy: 52 Health & Term Plans Explained | NYVO