Know your policy
What does your policy actually cover?
Pick your insurer and your plan. You get a plain-English breakdown read out of the insurer's own policy wording and prospectus: waiting periods, room rent, co-pay, exclusions, and where the plan falls short.
Find your plan in two clicks
Pick your insurer, then your policy. You get the same breakdown our advisors read before a call.
Can’t find your policy? Book a free call and an advisor will read it for you.
Can't find your plan?
There are several hundred health and term products on sale in India and we have read 157 of them so far. Send us your policy schedule and an advisor will tell you what it actually covers, what it does not, and whether it is worth keeping. No charge, and no obligation to switch.
Understand the terms before you compare
Every plan we have readBrowse all 157 plans by insurer
If you do not know your plan's exact name, browse by insurer. Each page is written from that insurer's own policy wording and prospectus, and says where the plan falls short as well as what it covers.
Health insurance plans (125)
Waiting periods, room rent, co-pay, restoration and exclusions, plan by plan.
Aditya Birla Health
Care Health
HDFC ERGO
- Arogya Sanjeevani
- Critical Illness Insurance
- Day2Day Care
- Dengue Care
- Easy Health
- Energy
- EquiCover Health
- Health Suraksha Top-Up
- Health Wallet
- Hospital Cash Insurance
- iCan
- Individual Personal Accident
- Maxima
- my:health Critical Suraksha Plus
- my:health Koti Suraksha
- my:health Women Suraksha
- myHealth Medisure Super Top Up
- Optima Cash
- Optima Plus
- Optima Restore
- Optima Secure
- Optima Secure Plus
- Optima Senior
- Optima Super
- Optima Vital
- Sampoorna Suraksha
- Secure 4in1
ICICI Lombard
IndusInd General
Magma
Manipal Cigna
Niva Bupa
Royal Sundaram
SBI General
Star Health
Term insurance plans (32)
Payout options, riders, exclusions and the insurer's claim record.