Our Condolences
If you're filing a death claim, we understand this is a difficult time. Our experts are available to guide you through the process with care and sensitivity. Please don't hesitate to reach out for assistance.
Intimate Promptly
Inform the insurer as soon as possible. Most companies require intimation within 3-6 months
Gather Documents
Collect death certificate, policy documents, ID proofs, and medical records if applicable
Nominee Details
The nominee registered in the policy should file the claim with proper identity proof
Settlement Timeline
IRDAI mandates settlement within 15 days of intimation, or 45 days if the claim is investigated
Life Insurance Corporation of India
India's largest life insurer with the highest market share
Private Life Insurance Companies
Click on "File Claim Online" to register your claim directly with the insurer
Documents Required for Life Insurance Claim
For Death Claims
- Original policy document or policy bond
- Death certificate (original + copies)
- Claimant's (nominee) ID proof and address proof
- Relationship proof with deceased
- Cancelled cheque or bank details
- Claim form duly filled and signed
Additional Documents (if applicable)
- Hospital records and discharge summary (if hospitalized)
- Post-mortem report (if conducted)
- FIR and police investigation report (for accidental death)
- Employer certificate (if employed)
- Legal heir certificate (if no nominee)
- Treating doctor's certificate
Common Questions
