Pay Your Life Premium
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Simply click your insurance provider's logo above to securely visit their official portal. You will typically need to input your policy number and date of birth or registered mobile number to proceed.

Life insurance generally features a 30-day grace period (15 days if paying monthly). During this time, the policy remains active. If it remains unpaid after the grace period, the policy lapses and all protective benefits cease.

Most insurers allow you to revive a lapsed policy within 5 years of the last unpaid premium. You will have to pay the accumulated arrears with interest and possibly undergo fresh medical underwriting.

Under Section 80C (section 123 from tax year 2026-27), premiums paid for yourself, your spouse, and your children are eligible for up to ₹1.5 lakh in deductions annually, if you file under the old tax regime. The death payout is completely tax-free under Section 10(10D) (Schedule II, item 2 from tax year 2026-27), in both regimes.

Yes. You can usually place a request with your insurer before your policy anniversary to alter the premium payment frequency (e.g., from monthly to annual). Annual payments often attract a slight premium discount.