Intimate Early
Inform your insurer within 24-48 hours of hospitalization for planned admissions
Keep Documents
Collect all bills, prescriptions, discharge summary and investigation reports
Cashless vs Reimbursement
For cashless, use network hospitals. For reimbursement, submit within 15-30 days
Track Status
Use the online portal or helpline to track your claim status regularly
Standalone Health Insurance Companies
Click on "File Claim Online" to register your claim directly with the insurer
General Insurance Companies
These companies offer health insurance along with motor, travel, and other insurance products
HDFC Ergo
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Oriental Insurance
Documents Required for Health Insurance Claim
For Cashless Claims
- Health card / Policy copy
- Photo ID proof (Aadhaar/PAN)
- Pre-authorization form (filled by hospital)
- Doctor's prescription for admission
For Reimbursement Claims
- Original hospital bills with itemized breakup
- Discharge summary from hospital
- Investigation reports (blood tests, scans)
- Pharmacy bills with prescriptions
- Claim form duly filled and signed
- Cancelled cheque / bank details
Common Questions
