Acko Life customer care
Every contact route Acko Life publishes, in one place, with what to have ready before you call and what to do when the helpline cannot settle it. Keep this where your nominee can find it: a term claim can only be made by someone who knows the policy exists.
Acko Life customer care number
1800 210 1992The line Acko Life publishes for policy and claim support.
Every way to reach Acko Life
Have this ready before you call
Most calls stall on identification, not on the question. Keep these to hand:
- Your policy number, and the member ID of the person being treated if it is a floater.
- The registered mobile number on the policy. Calling from a different number often means extra verification.
- For a death claim: the policy number, the date of death and the claim reference if one has been registered.
- For a dispute: the complaint reference from the last time you contacted them.
What the helpline can and cannot settle
A helpline is good at status, documents and process: where a claim has reached, what paperwork is missing, how to register a death claim. It is not the place a repudiation gets reversed. A term claim is declined on disclosure far more often than on anything else, and that is a decision on the proposal form, which changes only through a written grievance and, if needed, the route below.
If Acko Life does not resolve it
- Step 1Start with the insurer
Raise it with the insurer's own grievance desk first and get a complaint reference. Every later stage asks for it, and skipping this step is the usual reason an escalation is sent back.
- Step 2IRDAI Bima Bharosa
If there is no reply in 15 days, or the reply does not resolve it, register the complaint with IRDAI through the Bima Bharosa portal at bimabharosa.irdai.gov.in, or call the IRDAI helpline on 155255.
- Step 3Insurance Ombudsman
Free, and binding on the insurer. Available once the insurer has rejected your complaint, or has not replied within a month. Awards are limited to ₹50 lakh.
The full walkthrough, including which Ombudsman office covers you, is in our step-by-step Ombudsman guide.
Acko Life customer care, questions answered
What is the Acko Life customer care number?
Acko Life publishes 1800 210 1992 for policy and claim support. Keep your policy number to hand: it is the first thing you will be asked, and without it the call cannot get past identification.
What is the Acko Life email address?
Write to claims.life@acko.com. Email is the better route when you need a written trail, for example a pre-authorisation query or a disputed deduction, because a reference you can quote later is worth more than a phone conversation nobody logged.
Acko Life is not resolving my complaint. What next?
Get a complaint reference from Acko Life's grievance desk first. If there is no reply in 15 days, or the reply does not resolve it, register with IRDAI on the Bima Bharosa portal (bimabharosa.irdai.gov.in) or call 155255. Beyond that the Insurance Ombudsman is free and its award is binding on the insurer, up to ₹50 lakh.
Who can call Acko Life about a term policy?
The policyholder while they are alive, and the nominee afterwards. That second case is the one that matters: a term claim can only be made by someone who knows the policy exists. Tell your nominee the policy number and where these details are, today.
Stuck on a Acko Life claim?
We do not work for Acko Life. If a death claim has been delayed or repudiated, an NYVO advisor will read the policy and the reason given with you, and tell you whether it is worth contesting.
Talk to an advisor →