Insurance Company
HDFC Life Insurance
Policy Name
Click 2 Protect Supreme
Expert Overview -
HDFC Life was established in 2000 as a joint venture of HDFC Ltd. and Standard Life Aberdeen (now Abrdn) and is among India’s long-standing private life insurers.
Plan Strategy -
An enhanced term plan offering multiple cover/payout choices with features such as premium break/early-exit style options; it also offers wellness/health-management features through HDFC Life’s ecosystem (where opted).
Network Hospitals
N/A+
Not applicable
Claim Ratio
99.55%
>95% recommended
Complaints
1.33
<10 recommended
Policy Features
Policy Analysis Detail
Inbuilt Value
Strategic Verdict
Option to increase term of policy in future with premium increase
Included
Standard Feature
Option to receive premium payback starting 25th policy year
Included
Standard Feature
Accelerated payout of 2 Cr in case of terminal illness
Included
Standard Feature
Option to take spouse cover within same policy
Included
Standard Feature
Option to waive your premium in case of critical illness
Included
Standard Feature
Instant claim payout of 5 lacs on intimation
Included
Standard Feature
1 day claim settlement for policies bought online
Included
Standard Feature
Option to include 60 critical illness
Included
Standard Feature
Based on IRDAI Public Disclosures (2025-26)
Enhanced Coverage
Key Add Ons Available
Accidental Death BenefitAdditional payout on accidental death
Waiver of PremiumPremiums waived on disability or CI
Critical Illness BenefitLump-sum on CI diagnosis
