For NRIs worldwide · India cover, wherever you are

Expert advice on India health insurance – wherever you live.

Save up to 50% with the NRI and digital discount. Buy your India health cover at the best price – with honest, salaried guidance from IRDAI-certified advisors, on a call that fits your timezone.

WhatsApp the NRI Insurance specialist

Straight to a senior advisor, not a call centre. No Spam ever.

WhatsApp · Botim · Google Meet
Or schedule a call
30 min · IRDAI-certified advisor · free
100% freeNo spamNo obligation
No sales pressure – just honest advice
Compare top plans from 30+ Indian insurers
Personalised recommendations for your family
Lifetime claims support included
50%
NRI + digital discount
2,000+
Families served
30+
Insurers compared
24/7
Claims support

Our Partners

HDFC ERGO
Care Health
Niva Bupa
Aditya Birla
Axis Max Life
HDFC Life
Why an India policy is worth holding

The case for cover back home, wherever you are living now

Low medical cost

World-class treatment in India at a fraction of what it costs where you live.

Easy availability

Wide plan choice and quick issuance for NRIs.

No new waiting periods

Buy now – the waiting periods are served by the time you relocate. No starting over.

Cover for visits and stays

Protected for emergencies during visits and long stays in India.

The people you will talk to

Meet our star advisors

IRDAI-certified professionals who work with NRI families across the Gulf, the US, the UK, Singapore and Australia every week.

Kshitij Jain

Kshitij Jain

IIT Delhi & IIM Ahmedabad
Deep understanding of insurance
IRDAI Certified Advisor
Shadab Sayeed

Shadab Sayeed

15+ years in the insurance sector
Helped 10,000+ customers
IRDAI Certified Advisor
Our approach

Advice you can actually trust – because we are not paid to push

Clear explanations

We explain every term in simple language you can understand.

Unbiased advice

Our advisors are salaried – no commission pressure.

Right products only

Only health and term insurance – the protection you actually need.

Lifetime support

24/7 claims assistance for the life of your policy.

No spam, forever

We never spam you with unwanted calls or share your data.

Simple & quick

Your free call, in 3 easy steps

01

Message or book

WhatsApp us, or pick a slot that suits your timezone.

02

Get expert advice

We compare 30+ Indian insurers for your situation.

03

Choose your plan

Honest advice, zero pressure. Your call.

Testimonials

Results that speak for themselves

Join 2,000+ families who trust NYVO.

24/7
Claims Support
30+
Insurers Compared
3000+
Policies Reviewed

As an NRI, I always thought my overseas insurance was enough – until I realised how essential a good India policy is for emergencies during visits and long stays. NYVO guided me through every step and helped me choose the right plan with strong cashless coverage.

Rohan Mehta
NRI, Dubai

My parents' health insurance was a maze I could not navigate alone. NYVO made it simple – they understood my parents' age and medical history and found the perfect plan. I feel genuinely at peace knowing they are covered.

Kritika Gattani
Founder, Opaque Studio

Despite having insurance, our claim got stuck due to a technicality. NYVO stepped in and hand-held me through the entire claims process, guiding me at every step until everything was sorted.

Pranidhi Rawat
Sr. Brand Manager, Unicorn Startup

I was relying entirely on corporate insurance for myself and my parents, assuming it would be enough. NYVO patiently spent over 30 minutes clearing every doubt and showed me exactly where the gaps were.

Nitish Goel
Consultant

I had the opportunity to speak directly with one of the co-founders, Harsh Soni, who was highly knowledgeable and professional. He patiently addressed all my insurance-related queries with clear explanations. An excellent and reassuring experience.

Anmol Raghu
Senior IT Professional

If I had to trust someone for not just insurance, but for anything and everything related to finance, it would be this team. Hands down, the nicest folks who know the ins and outs of everything personal finance.

Vaibhav Soni
Founder's Office, Quizizz

Bought term insurance from NYVO and the journey was quite smooth, with the advisor guiding on top plans, detailed forms and medical checks. Felt like genuine advice.

Anamika Kushwah
Product Manager, Swiggy

Excellent service and very professional team. Clear guidance, quick turnaround and hassle-free support throughout the policy process. Highly reliable – would definitely recommend!

Abhishek Damani
Head of Tax, slice
Before you book

NRI questions, answered

Can NRIs buy health insurance in India?
Yes. NRIs can buy health insurance from Indian insurers for themselves and their family. It is a smart way to cover treatment during visits and long stays – and to have a plan ready for when you move back.
Will you call me on my overseas number?
Yes. Tell us your number and we will call on WhatsApp, Botim or a Google Meet link at your chosen slot – whichever works where you are. We book against your local time, not ours.
Is the premium cheaper than a plan bought where I live?
Almost always. Indian health cover is a fraction of what the same protection costs in the Gulf, the US or the UK, and NRIs get up to 50% off through the NRI and digital discount at NYVO – for treatment at hospitals that rank with the best anywhere.
Can I buy a policy for my parents in India?
Absolutely. Many NRIs buy cover for parents living in India. We will factor in their age and medical history to shortlist the right plan.
Do I get tax benefits?
Premiums paid for health insurance in India can qualify for deductions under Section 80D of the Income Tax Act, subject to your residency and tax situation. We will explain what applies to you.
Is the consultation really free?
100% free. Our advisors are salaried, so there is zero fee, no sales pressure, and no obligation to buy.
Which countries do you work with NRIs in?
All of them. Most of our NRI customers are in the UAE, Saudi Arabia, Qatar, Singapore, the US, the UK, Canada and Australia, but the policy is an Indian one – where you currently live only affects how we schedule the call and how you pay.
Do I need to be in India to buy or to claim?
No for buying – the whole process is remote, including medicals, which can usually be arranged on your next visit or waived. For a claim, the treatment has to be in India; you do not have to be present to file it for a parent.
What happens to the policy if I move back to India permanently?
Nothing changes, which is the point. It continues as a normal Indian policy, and the waiting periods you have been serving while abroad are already behind you – so you are covered from day one instead of starting a fresh clock at 40 or 45.
Can I pay from my overseas account?
Yes. Premiums can be paid from an NRE or NRO account, or by international card. We will walk you through whichever is simplest for you.
Does an India policy cover me for treatment abroad?
Generally no – an Indian health policy covers treatment in India. It is there for your visits and stays, for your family and parents in India, and for when you return. If you need cover where you live, keep that separately.

Ready to simplify your insurance?

Message us on WhatsApp, or book a free 30-minute call with a salaried NYVO advisor. No pressure, no spam – just honest advice.

NYVO is an IRDAI Registered Corporate Agent (Composite), licence number CA1085. Booking a call places you under no obligation to purchase.

Ready to Simplify Your Insurance?

Book a free 30-minute call with a salaried NYVO advisor. No pressure, no spam – just honest advice.

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